12 Bible Verses About Borrowing Money

Written by: Evelyn Johnson
Published on:

Bible verses about borrowing money

Here are twelve powerful Bible verses about borrowing money:

1. Proverbs 22:7 – “The rich ruleth over the poor, and the borrower is servant to the lender.”
2. Psalm 37:21 – “The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.”
3. Romans 13:8 – “Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.”
4. Proverbs 22:26-27 – “Be not thou one of them that strike hands, or of them that are sureties for debts. If thou hast nothing to pay, why should he take away thy bed from under thee?”
5. Ecclesiastes 5:5 – “Better is it that thou shouldest not vow, than that thou shouldest vow and not pay.”
6. Deuteronomy 15:6 – “For the Lord thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee.”

7. Proverbs 6:1-5 – “My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger, Thou art snared with the words of thy mouth, thou art taken with the words of thy mouth. Do this now, my son, and deliver thyself, when thou art come into the hand of thy friend; go, humble thyself, and make sure thy friend. Give not sleep to thine eyes, nor slumber to thine eyelids. Deliver thyself as a roe from the hand of the hunter, and as a bird from the hand of the fowler.”

8. Proverbs 17:18 – “A man void of understanding striketh hands, and becometh surety in the presence of his friend.”

9. Psalm 112:5 – “A good man sheweth favour, and lendeth: he will guide his affairs with discretion.”

10. Matthew 5:42 – “Give to him that asketh thee, and from him that would borrow of thee turn not thou away.”

11. Luke 6:34-35 – “And if ye lend to them of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again. But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.”

12. Proverbs 19:17 – “He that hath pity upon the poor lendeth unto the Lord; and that which he hath given will he pay him again.”

What does the bible say about borrowing money?

The Bible generally discourages borrowing money, emphasizing the importance of being content with what one has and avoiding unnecessary debt.

It warns against becoming enslaved to lenders and advises being cautious and responsible when it comes to borrowing.

The Bible also encourages believers to be generous and lend to others without expecting anything in return.

Ultimately, the overarching message is to be wise and prudent in financial matters, seeking God’s guidance and trusting in His provision.

What Bible chapters should you read if you want to learn more about borrowing money?

1. Proverbs 22:7 – This chapter discusses the importance of being diligent and avoiding debt, as it can lead to bondage and financial struggles.

2. Deuteronomy 15:1-11 – This chapter outlines God’s command for the cancellation of debts every seven years, emphasizing the importance of generosity and compassion towards those in need.

3. Matthew 5:42 – This chapter includes Jesus’ teaching on lending and borrowing, encouraging believers to be generous and willing to help others in need.

Reading these chapters can provide insight into the biblical perspective on borrowing money, emphasizing the importance of being responsible with finances, avoiding debt when possible, and showing compassion towards those who are struggling financially. It also highlights the importance of generosity and helping others in need, rather than focusing solely on personal gain.

Ideas and concepts related to borrowing money that are also taught or mentioned in the Bible.’

1. Debt: The Bible warns against accumulating debt, as it can lead to financial bondage and strain relationships. Proverbs 22:7 states, “The rich rule over the poor, and the borrower is slave to the lender.” This verse highlights the importance of being cautious when borrowing money and the potential consequences of being in debt.

2. Stewardship: The Bible teaches that we are stewards of God’s resources and should manage our finances wisely. This includes being responsible with borrowing money and making sure we can repay what we borrow. Matthew 25:14-30 emphasizes the importance of using our resources wisely and being faithful in managing what we have been entrusted with.

3. Contentment: The Bible encourages contentment and warns against the love of money and material possessions. Hebrews 13:5 advises, “Keep your lives free from the love of money and be content with what you have.” This verse reminds us that borrowing money to acquire things we don’t need or can’t afford can lead to discontentment and financial troubles.

4. Generosity: The Bible also teaches the importance of generosity and helping those in need. Proverbs 19:17 states, “Whoever is kind to the poor lends to the Lord, and he will reward them for what they have done.” This verse highlights the importance of being generous with our resources and using them to help others, rather than accumulating debt for our own desires.

Overall, the Bible emphasizes the importance of being wise and responsible with our finances, avoiding debt whenever possible, and using our resources to help others and honor God. Borrowing money should be done cautiously and with the intention of repaying what is borrowed, while also considering the impact it may have on our financial well-being and relationships.

Evelyn Johnson - Bible Verses
Written by Evelyn Johnson


Evelyn Johnson is a theologian, Bible expert, and the founder of EncouragingBibleVerses.org, a trusted resource for uplifting and empowering Bible verses.

With a Master's degree in Divinity, Evelyn is dedicated to studying and interpreting the Bible. Her website features curated collections of verses on various topics, along with insightful commentary and practical tips for everyday life.

Evelyn is also a sought-after speaker and author on matters of faith and spirituality. In her free time, she enjoys hiking and volunteering in her local church and community.

Learn more about her and read her other articles here.